Ledge Light Federal Credit Union - Homepage
Ledge Light Federal Credit Union

Rates

  • Loan Rates
  • Savings Rates
Choose a Loan Type below to view current rates
Rates effective: June 6, 2012  


Signature Loan
Rate As Low As 9.99% Up to 48 Months
Additonal Terms Available
View product information Disclosures

 

To apply online, choose the option below that best describes your loan history with Ledge Light.

1. If you are currently a member and have had a loan with us in the past.

  Click Here

2. If you are currently a member and have never applied for a loan with us.

Click Here


Executive Reserve Account
Rate 12.00% APR  
View product information Disclosures

 

To apply online, choose the option below that best describes your loan history with Ledge Light.

1. If you are currently a member and have had a loan with us in the past.

  Click Here

2. If you are currently a member and have never applied for a loan with us.

Click Here



VISA Credit Cards
VISA Platinum As Low As 8.90% APR
View product information Disclosures

 

To apply online, choose the option below that best describes your loan history with Ledge Light.

1. If you are currently a member and have had a loan with us in the past.

  Click Here

2. If you are currently a member and have never applied for a loan with us.

Click Here


Auto and Trucks
New and Used APR* Term*
As Low As 3.24% up to 48 months
As Low As 4.24% 60 months
View product information Disclosures

 

To apply online, choose the option below that best describes your loan history with Ledge Light.

1. If you are currently a member and have had a loan with us in the past.

  Click Here

2. If you are currently a member and have never applied for a loan with us.

Click Here

*APR = Annual Percentage Rate. Additional terms available up to 84 months. Rates are determined by your credit score. Rates are subject to change without notice.
Need flexible Terms? Email the credit union for more details!


Motorcycle, Boat and Recreational Vehicles
85% Financing APR - New Vehicles APR - Used Vehicles
As Low As - $0-$30,000 6.15% 7.40%
As Low As - $30,000 and Above 6.15% 8.40%
View product information Disclosures

 

To apply online, choose the option below that best describes your loan history with Ledge Light.

1. If you are currently a member and have had a loan with us in the past.

  Click Here

2. If you are currently a member and have never applied for a loan with us.

Click Here



Pharma Employee Education Reimbursement (PEER) Loan
Rate 7.00% APR  
View product information Disclosures

 

To apply online, choose the option below that best describes your loan history with Ledge Light.

1. If you are currently a member and have had a loan with us in the past.

  Click Here

2. If you are currently a member and have never applied for a loan with us.

Click Here



Savings Secured Loan
Rate 5.00% APR  
Disclosures

 

To apply online, choose the option below that best describes your loan history with Ledge Light.

1. If you are currently a member and have had a loan with us in the past.

  Click Here

2. If you are currently a member and have never applied for a loan with us.

Click Here



Term Certificate Secured
Rate 2.00% APR Over Rate  
Disclosures

To apply online, choose the option below that best describes your loan history with Ledge Light.

1. If you are currently a member and have had a loan with us in the past.

  Click Here

2. If you are currently a member and have never applied for a loan with us.

Click Here


First Mortgages
10, 15, 20, 30 Years Click for current rates

 

View product information Apply for a Loan

SMARTChoice 8 or 12 Year Fixed Rate Mortgages
Refinance Only APR Maximum Maturity
Up to 80% Equity
$25,000 to $250,000
As Low As 2.615% 8 Years
  As Low As 2.875% 12 Years

 

View product information Apply for a Loan

Home Equity Line of Credit
APR
As Low As Prime -1.01%

 

 

 

 

 

 

 

 

View product information

 

To apply online, choose the option below that best describes your loan history with Ledge Light.

1. If you are currently a member and have had a loan with us in the past.

  Click Here

2. If you are currently a member and have never applied for a loan with us.

Click Here


Home Equity Loan Fixed
  APR Maximum Maturity
Up to 80% Equity
$5,000 and up
As Low As 4.25% 5 Years
  As Low As 4.50% 10 Years
  As Low As 4.75% 15 Years
  As Low As 5.00% 20 Years
  Click for current rates  
  View product information  Apply for a Loan
  • Rates Are Subject To Change Without Notice.
  • APR = Annual Percentage Rate

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Choose an Account Type below to view current rates

Rates effective: June 6, 2012

Savings Accounts
Account Type APY Minimum Opening Balance
Regular Savings 0.10% $5
Club Accounts: Christmas, Vacation, Tax, All Purpose 0.10% None
Money Market 0.10% $0 - $2,499.99
0.15% $2,500 - $24,999.99
0.25% $25,000 - $74,999.99
0.35% $75,000 - $124,999.99
0.45% $125,000 - $199,999.99
0.55% $200,000 and Above
View product information Open an Account


ShareCertificates
Account Type APY Minimum Opening Balance
6 Month 0.25% $500
12 Month 0.50% $500
24 Month 0.75% $500
36 Month 1.30% $500
48 Month 1.50% $500
60 Month 1.70% $500


Step-Up Plus Share Certificates
Account Type APY Minimum Opening Balance
24 Month 0.70% $500
36 Month 1.25% $500
48 Month 1.45% $500
60 Month 1.65% $500

Traditional, Roth & Coverdell IRA
Account Type APY Minimum Opening Balance
Variable IRA Share  0.15%* None
12 Month 0.55% $500
24 Month 0.80% $500
36 Month 1.45% $500
48 Month 1.65% $500
60 Month 1.90% $500

Step-Up IRA/Certificate
Account Type APY Minimum Opening Balance
36 Month 1.40% $500
48 Month 1.60% $500
60 Month 1.85% $500

Rates Are Subject To Change Without Notice

  • APY= Annual Percentage Yield
  • Penalty for Early Withdrawals on Share Certificates
  • Members Should Contact the Credit Union for more Information on Rates & Penalties
  • Dividends are Calculated Using The Daily Balance Method
  • Rates subject to change weekly
  • Fees may reduce the earnings on the account
  • Dividend Period is From the First Calendar Day to the Last Calendar Day of the Month
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