Ledge Light Federal Credit Union - Homepage
Ledge Light Federal Credit Union

Overdraft Protection

Know Your Overdraft Options

When life gets busy and mistakes happen; having checks returned can be a costly and embarrassing experience. That's why Ledge Light offers four methods of overdraft protection to help you avoid the inconvenience of returned checks.

  • Share Transfers deduct funds from your share savings account to cover checks that exceed your available checking account balance. (No charge for the first two transfers per month, thereafter $5 per check.)
  • Courtesy Pay helps you avoid the problems of merchant charges for returned checks. If checks are returned to Ledge Light because they exceed funds available, Ledge Light covers checks up to $750 depending upon eligibility.
  • Executive Reserve is a line of credit attached to your checking account. These funds are accessible through writing a check or visiting the credit union for a loan advance.
  • You may also sign up and authorize Ledge Light to pay overdrafts on your ATM, POS and one-time debit card transactions.

Rest easy knowing that Ledge Light has your best interest in mind when it comes to protecting you from overdraft fees due to insufficient funds.

Call us at 860-445-1060 or 877-860-MYCU
or visit a Service Center today.
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