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Loan Rates

Effective Date: August 18, 2010
Signature Loan
Rate As Low As 10.74%**  Up to 48 Months
Additonal Terms Available
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Executive Reserve Account
Rate 12.00% APR
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VISA Cards
VISA Platinum As Low As 8.900%** APR
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Auto and Trucks
100% Financing APR - New Vehicles APR - Used Vehicles
As Low As 4.50%** 4.50%**
     
     
Need flexible Terms? Email the credit union for more details!
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Motorcycles and RV
85% Financing APR - New Vehicles APR - Used Vehicles
As Low As - $0-$30,000 6.400%** 7.650%**
As Low As - $30,000 and Above 7.150%** 8.400%**
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Pfizer Employee Education Reimbursement (PEER) Loan
Rate 7.00% APR
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Savings Secured
Rate 5.00% APR
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Term Certificates
Rate 2.00% APR Over Rate
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First Mortgages
10, 15, 20, or 30 Years Please contact Ledge Light FCU for rate
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SMARTChoice 8 or 12 Year Fixed Rate Mortgages
 Refinance Only APR Maximum Maturity

Up to 80% Equity $25,000 to $250,000

As Low As 3.625%** 8 Years
  As Low As 3.750%** 12 Years
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Home Equity Line of Credit
APR Maximum Maximum Maturity
As Low As Prime -1.01%** $5,000 and up 20 Years
As Low As Prime -1.25%** $20,000 and up 20 Years
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Home Equity Loan Fixed Rates
  APR Maximum Maturity

Up to 80% Equity $5,000 and up

As Low As 5.000%** 5 Years
  As Low As 5.250%** 10 Years
  As Low As 5.750%** 15 Years
  As Low As 6.500%** 20 Years
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  • Rates Are Subject To Change Without Notice
  • APR = Annual Percentage Rate
  • **Your rate will be determined by your credit score. Some restrictions apply. Call for details.