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Fee Schedule

Fees
On-line Banking
Insufficient Funds – Checks Presented for Deposit $25.00
Home Banking Free
Bill Payment Free
Electronic Banking
ATM Transaction Fee (each) No Charge at Ledge Light FCU ATM's $1.00
Check Card POS Transactions Free
Check Card ATM Transactions (5 Free per month) $1.00
Replacement of Plastic Cards $5.00
Rush Replacement of Plastic Cards $35.00
Checks
Bank Checks (per check) $2.00
American Express Travelers Cheques (by value) American Express Fee
American Express Travelers Cheques for Two (by value)

American Express Fee

American Express Gift Cheques

$2.50

American Express Gift Cards

$4.95

Account Related Fees
Monthly Checking – No minimum balance Free
Check Orders-several styles available Varies
Starter checks with new account Free
Deposited Items Returned $10.00
Each overdraft transfers from the regular share (after 2 free items per month) $5.00
NSF Checks, ATM, Uncollected, Courtesy Pay & Electronic transactions $25.00
Privilege Pay

$25.00

Stop Payments $15.00
Collection Items $30.00
IRA Transfer to Another Custodian $25.00
Any Share Account Closed Within Six Months $25.00
Duplicate Statements (per statement) $5.00
Current History Printings (per page) $1.00
Dormancy Fee (Assessed after 24 months of no account activity) $2.00
Escheat Fee-per account $5.00
Invalid Tax Identification Number (TIN) IRS fee plus $10.00
Service Related Fees
Research Assistance (per hour/1 hour minimum) $20.00
Copies of Paid Checks (each) $3.00
Fax Fee (per page) $1.00
Notary Services (non-members only) $5.00
Signature Guarantee $5.00
Counting Loose Coin 3% of Dollar Amount
Telephone Transactions & Balance Inquiries (per call) $1.00
Express Mail (minimum) $20.00
IRS Levy $25.00
Undeliverable Statements (per month) $5.00
Wire Transfer Fees
Incoming (minimum) $12.00
Outgoing (minimum) $20.00
Foreign (minimum) $30.00